Resources
Short guides to help you make smarter capital decisions.
Funding readiness checklist
What lenders look for: revenue consistency, time in business, bank history, and documentation. Get organized before you apply.
MCA vs term loan
MCA (Merchant Cash Advance) vs term loan: how each works, pros and cons, and when one fits better than the other.
Cost of capital explained (factor vs APR)
Factor rates and APRs measure cost differently. Understand what you're actually paying and how to compare options.
Cash flow stress test
Before taking capital, run the numbers. Can you handle the payments? What if revenue drops? A simple framework to stress-test your decision.
What to do with capital
Capital works best when it has a purpose. Inventory, payroll, expansion, consolidation — align the use with the structure.
Avoid repeat funding traps
Repeat MCA stacking and debt cycles happen when capital isn't paired with operations and planning. How to break the cycle.
For deeper content on operations, finance, and strategy, visit the Learn hub on the main site.