Funding Programs
Advisor-led placement with transparent fees. Rates and terms depend on qualification.
I work only with partners that meet professional standards (real organizations with a track record, transparent operations, and clear compliance/legal practices) because who you borrow from can impact your business long after funding — from servicing and remittance to collections and filings.
Fast Funding
Merchant Cash Advance (MCA)
- • Repayment tied to daily or weekly sales
- • Fund in hours — 24–72 hours typical with complete docs
- • 3% flat advisory fee (regardless of amount)
- • No fixed monthly payment — scales with revenue
- • Ideal for inventory, payroll gaps, seasonal swings
Requirements
- • 6+ months in business
- • Bank statements and merchant processing
Working Capital Loan
- • Fixed monthly payments over a set term
- • Use for equipment, expansion, cash flow gaps, operating expenses
- • Rates vary by qualification — advisor-led placement
- • Funding in 7–15 business days for qualified applicants
- • Predictable repayment structure
Requirements
- • 1+ year in business
- • Revenue documentation
Term & Credit Programs
Unsecured Term Loans
- • Typical range: 9–15% (credit dependent)
- • Fixed monthly payment
- • No upfront fees or down payment
- • Full liquidity immediately
- • Funding in 7–15 business days
- • No assets or collateral required
- • No prepayment penalty
5 or 7 Year Term Loans
Higher-qualification term options
Requirements
- • 680+ personal credit scores on all 3 bureaus
- • 2 years personal tax returns showing $50,000+ taxable income
Consolidation / Refinance
- • Simplify multiple obligations into a cleaner payment structure
- • Reduce operational drag from stacked remittances (when a refinance is the right fit)
- • Structure depends on your cash flow, existing terms, and lender requirements
- • I’ll be direct if consolidation isn’t a net win for your business
• Not a lender. Financing options depend on qualification and program availability.
• Rates/terms and timelines vary by lender and applicant profile.
This is the doorway — not the finish line.
Most clients start with capital. The best outcomes come from what happens after funding.